Credit Cards Versus Cash

Credit Cards Versus Cash This paper talks about consumers preference in purchasing products by cash or by credit cards. Credit cards have become important in consumers lives and have changed the way they perceive products. During the past few years various things have occurred which has made the world change drastically. Technology is being developed each day by producing different products which are making peoples lives much easier. So has the idea of purchasing products by credit cards. The 2000s was the moment where credit cards became popular and important to consumers (A Decade of Cards, 2000-2010 and beyond). Credit cards have become an alternative way to pay from the simplest products to the most important ones. The need to put all the payments in one simple card has been a huge benefit for consumers. This was proved when in 2010 cash fell behind debit cards, making debit cards consumers favorite way of paying for products for the first time in history (A Decade of Cards, 2000-2010 and beyond). Credit cards have become extremely important to consumers and the differences between paying with cash or with credit cards have been experimented by many people who have given real evidence to these two ways of purchasing products. Since 1970s there have been facts which people have supported that credit cards increase spending (Prelec Simester, 2000). As a payment mechanism the use of credit cards increases the tendency to spend more on products than cash does (Chatterjee Rose, 2011). When credit cards are more available consumers think mostly about the products benefits than the cost of the products. Conversely, when cash as a payment is more available consumers place more importance on the cost of the product than on the benefit of it (Chatterjee Rose, 2011). Many examples have given real evidence to the theory that people who use credit cards spend more. Examples such as restaurants earn more tips when consumers pay with cards, some consumers forget the amount of money they spend on various products, and they tend to buy more in every department store, are facts related to the evidence that people really do spend more when using credit cards (Prelec Simester, 2000). High calorie foods, mostly junk food are becoming more expensive everyday and this is not just because of the economic way to motivate consumers choice but also a psychological motivation that makes consumers choose high calorie foods with pleasure (Bagchi Block, 2011). So when the cost of a product is higher, such as paying with cash, if we increase the benefits of that product there will be less pain of the payment (Bagchi Block, 2011). There is a variation in the countries worldwide who are cardholders particularly differing from those countries that are more developed than the less developed countries (A Decade of Cards, 2000-2010 and beyond). Income is an influence on credit card holding to those countries that are more developed such as the south east and some places in the north west since these places have the biggest credit cards per adult (A Decade of Cards, 2000-2010 and beyond). Credit cards are mostly used in purchasing food where the percentage of spending with cards in this area has grown in the past three years to 36% (A Decade of Cards, 2000-2010 and beyond). In the UK cards have had a huge influence in charity because by using credit cards humanity is growing even more within people (A Decade of Cards, 2000-2010 and beyond). An example of this is some cards that are named with a charitys name; these companies make donation whenever the consumer uses his/her card or even when they open an account for the first time (A Decade of Cards, 2000-2010 and beyond). Another way of people being voluntarily helpful for charity is online giving where the charitable money are increasing year by year (A Decade of Cards, 2000-2010 and beyond). Nowadays consumers are using credit cards instead of cash in every purchase they are making. Their preference is mostly on credit and debit cards rather than cash or checks (Consumers prefer plastic to paper payment, 2004). In 2003 cards were used for 53 percent of purchases, while cash or checks were used for 47 percent (Consumers prefer plastic to paper payment, 2004). Companies dealing with credit cards are enhancing their usage by marketing new cards that perform like cash and dont acquire interest charges like credit cards do (Consumers prefer plastic to paper payment, 2004). Furthermore, companies are trying to make different industries offer their consumers the choice of paying with credit cards (Consumers prefer plastic to paper payment, 2004). Prior researches have figured out that when consumers make a decision about a product, credit cards encourage them to spend more than cash does. However, they have not yet discovered whether cash is an influence towards the choices of products (Bagchi Block, 2011). So the studies provide evidence that people consume more calories and impute higher costs when purchasing with cash rather than a credit card (Bagchi Block, 2011). Nevertheless, when consumers are grocery shopping they tend to purchase more food when using credit cards since the greater the prices of food, the greater the indulgent of the preferred food (Bagchi Block, 2011). The way consumers experience the payment of products strengthens the different ways they pay- cards or cash (Bagchi Block, 2011). As a result, consumers think of cash real money and spending cash is more important. The more real the loss of money such as cash payment, the greater is the pain of giving the money for a product. On the contrary, credit cards are more looked as less hurtful and are spent more easily because you dont see the money; sometimes they may even be treated as play money (Bagchi Block, 2011). Thus, imputed cost are greater when using cash because the great er the imputed cost of spending, the greater is the chance to choose high calorie food (Bagchi Block, 2011). The advantages of using credit cards is the ability of paying for a great period meaning that you can purchase as much as you want and pay later with no interest charge (Cohn, 2010). This lets your money stay in the bank and earn interest as well as making you more flexible with cash flow (Cohn, 2010). Credit cards also have reward programs which consumers are benefiting. For example, a financial planner Frank Remund used his visa signature card to purchase a product. While calculating what he had earned and what he had saved using discount coupons he stated that he paid only $380 for the product which is actually sold for $800 (Cohn, 2010). Moreover, by using his card he managed to increase his warranty period (Cohn, 2010). The other huge advantage of using credit cards is the security that they hold. By carrying big cash with you, there is more possibility for the money to be stolen from you. However, if your credit card is stolen your liability is restricted at $50 and if you have been a loyal customer to the bank, they will credit your account in no longer than a few days (Cohn, 2010). Moreover, if the product you purchased happened to have a problem or you simply arent satisfied with its quality, then if you have purchased it with your credit card there is more likelihood for you to return it than there would be if you had bought it by cash (Cohn, 2010). Nevertheless, except for the many advantages credit cards have there are also some disadvantages when using credit cards. One of the disadvantages of credit cards are high interest charges (Compare Credit Cards). Credit card companies usually charge high interest fees like 20% for the purchases that havent been paid in months (Compare Credit Cards). Another huge disadvantage for credit cards is the temptation to overspend. Many people have difficulties in managing their money so when they pay with credit cards they tend to overspend without thinking further. Because credit cards allow you to spend money and not pay them upfront, people get too excited and think just for that moment; so they tend to forget about paying them later on (Compare Credit Cards). Furthermore, it is more difficult to remember what you have purchased when buying with credit cards. So, if you have taken too long to pay for the purchase you might be surprised when the bank informs you for the amount of payment y ou have to make (Compare Credit Cards). Three experiments show consumers behavior towards credit cards and cash. Consumers primed with credit card as a payment mechanism make more recall errors with respect to cost-related aspects of the product than to bene ¬Ã‚ t aspects (study 1), identify more words related to bene ¬Ã‚ ts (study 2), and respond faster to bene ¬Ã‚ t-related words (study 3) than consumers primed with cash concepts (Chatterjee Rose, 2011). In the fourth experiment, we look thoroughly through the outcome of the payment prime to the choices of the products (Chatterjee Rose, 2011). Consumers using credit cards have more possibilities in looking at the products with greater benefits, whereas consumers using cash mostly choose the options that are ruled by cost even if there is less benefit of that particular product (Chatterjee Rose, 2011). Considering these four experiments, consumers distinguish the same products in different ways when choosing to use credit cards rather than cash (Chatterjee Ro se, 2011). Furthermore, credit cards increase the awareness of the benefits of products in that way persuading the reservation price and product valuation and also making consumers choose the options of products more attractively (Chatterjee Rose, 2011). For consumers, products have a different meaning when they are bought with credit cards and when they are bought with cash. Thus, the credit card premium is not due solely to differences in decoupling from pain of payment (i.e., reduced salience of costs) or to physical form, but in addition, the salience of product bene ¬Ã‚ ts is enhanced when thinking of paying with credit (Chatterjee Rose, 2011). If consumers goal is saving money, then the cost of the product becomes more important than the benefit the product carries. However, if the consumers goal is to purchase a product with high quality that is beneficial for the consumer, then the cost of the product will be less important thus becoming more psychologically relevant (C hatterjee Rose, 2011). In order to prove that people use more calories and impute higher costs when buying with cash relatively to credit cards, a study in a frozen yogurt retail store was experimented (Bagchi Block, 2011). 125 customers were recruited in a substitute of $1 discount of their next purchase and only the ones who bought a product for themselves were allowed to be a part of the survey (Bagchi Block, 2011). After customers ordered and purchased their products, the nutritional value of the products purchased by the customers were calculated and used as an evaluation of indulgence (Bagchi Block, 2011). In this study the customers were asked to tell about the price they paid for the products purchased, whether they thought it was expensive or not, and the method of payment (Bagchi Block, 2011). The results of the study showed how consumers that paid with cash did not pay more than those that paid with cards. However, consumers though that the imputed cost was much higher when buying with cash than credit card since their products seemed more expensive to them (Bagchi Block, 2011). This study explained how buying with cash feels more expensive and more hurtful than buying with credit card (Bagchi Block, 2011). Moreover, the costumers knew the method of payment before they purchased the products so this shows that customers were aware of the method they will use to pay for the products (Bagchi Block, 2011). Therefore, it is doubtful to state that the choice made for the food purchased had an affect on the method used for paying the product. After the study made with the yogurt retail, another study was conducted on a cafà © study for credit versus cash. In this study 147 students were taken and asked to tell their last time they purchased a product for $10 or less; and to choose a product from the restaurant that cost $10 or less (Bagchi Block, 2011). Further, the students were asked whether it was difficult to decide n their purchase and this was used for the study as a result of imputed cost (Bagchi Block, 2011). The results showed that consumers who paid with cash chose more calorie food than those who paid with card. Moreover, evidence showed that paying by cash created more indulgence than paying by card (Bagchi Block, 2011). Both study one and study two showed that theorizing is predicated on differences in pain of payment, or imputed costs associated with cash versus credit, rather than on the method of payment per se (Bagchi Block, 2011). There are other studies that show the willingness of consumers to purchase more products when using credit cards. In these studies two ways are mentioned in knowing whether the effect is relevant; only when the price of the product is uncertain or when the prices are known (Prelec Simester, 2000). The first study had to do with prices being uncertain. The experiment had to do with tickets for a sporting event where one ticket was for the game between Boston Celtics and Miami heat, whereas the other ticket was for the Red Sox and the Toronto Blue Jays (Prelec Simester, 2000). The people experimented were the MBA students. They were asked to enter a room and fill in their own sheet about the reservation values and then they would have the opportunity to win the tickets. Further on, the one that wrote the highest value would get the prize however the prize would be sold at a price identical to the second highest value (Prelec Simester, 2000). After that, two sheets were handed- cash condition sheet and credit card condition sheet (Prelec Simester, 2000). In the first sheet, it was required for the winners to make the payment with cash whereas in the second sheet the winners were asked to make the payments by credit cards. In the first sheet they were also asked whether they had access to cash machine and in the second sheet they were asked to tell the type of card they used and some information about the card (Prelec Simester, 2000). The result of this experiment showed that those who were asked to make the payment by credit card wrote down much higher values for the three tickets and the highest amount of money was for the Celtics tickets, whereas for the banners it was the smallest (Prelec Simester, 2000). In the second experiment, the prices are certain. This allows us to evaluate whether the credit card premium arises because customers adjust their valuations from different anchoring points in the cash and credit card conditions (Prelec Simester, 2000). For example, in the cash condition consumers might focus more on the amount of money they carry in their pockets. Whereas, in the credit card condition they focus on their credit limit or even their monthly bill (Prelec Simester, 2000). In the second study students of MBA were respondents and this time they had a chance to win a dinner certificate costing $175 (Prelec Simester, 2000). The steps for this price were to draw numbers randomly from zero to the price of the certificate and then choose a student randomly. Students were divided into groups depending on who will pay with cash and who with credit card (Prelec Simester, 2000). In this study the result was that there was no huge difference between credit card and cash conditions (Prelec Simester, 2000). Moreover, payment had a huge effect but only with those students who completed the credit card digits (Prelec Simester, 2000). Students who stated that they will pay with credit cards wrote down values 36% more than those who didnt (Prelec Simester, 2000). Therefore, the main effects of payment method and identification method were not significant (Prelec Simester, 2000). The information about the market price varied from the first study and the second one. This difference was taken for a reason to see whether credit card premium arose because consumers regulate their estimation of cash and cards in different circumstances (Prelec Simester, 2000). These two studies offer an idea as to the reason of the effect. They reveal the idea that consumers are more willing to pay with credit cards than they are with cash (Prelec Simester, 2000). The studies illustrate how credit cards make peoples decision much easier when purchasing a product. When people purchase with cash they find it difficult to buy expensive products since they can see their cash. However, with credit cards you dont get to see your cash, you just see a plastic card that sometimes makes you forget how much money you are spending. Moreover, through the studies we understood how consumers perceive products differently when purchasing with cash or with credit card. Those that purchase with cash are more likely to give more importance to the cost of the product than to the benefit and quality of the product. In contrary, those that pay with cards tend to give more importance to the benefits the product gives them than the cost of it (Chatterjee Rose, 2011). Further on, the willingness to pay grows when consumers pay with credit cards and this was shown in the two studies taken with the game tickets and the prize of certificate (Prelec Simester, 2000). How much consumers consume food with high calories was also examined with the methods of payment- credit and cash. Studies showed that those who purchase with cash consume more calorie food whereas those who purchase with credit cards consume less calorie food (Bagchi Block, 2011). When imputed costs are high, consumers indulge more. These imputed costs vary with the payment mode and also with how difficult it is to earn money. Thus, spending with cash (vs. credit) and spending cash that is more difficult to earn (rather than less difficult) result in more indulgent, high calorie food consumption (Bagchi Block, 2011). In the near future, technology will find its way in replacing credit cards by mobile phones since they will be the factor that will replace peoples wallets (A Decade of Cards, 2000-2010 and beyond). So, people will not have to carry their credit cards anymore since their mobile phones will have the ability to make a purchase either through credit or debit (A Decade of C ards, 2000-2010 and beyond). The research of credit cards versus cash help people understand the advantages and disadvantages each one has. Moreover, they explain how and why consumers behavior towards these two methods of purchasing changes when purchasing particular products. Further research should be conducted in order to see which one is better and safer to use. Research such as planning different surveys for consumers to answer their choice of the method of buying would be helpful in understanding consumers choice as well as reasons towards their decision. Furthermore, in order to research this further we should gather all the studies conducted and relate them with one another. In this way we will be able to understand more precisely the usage of credit cards versus cash by consumers. One last reason to research this further would be the development of technology. Since technology is changing rapidly, it will change the usage of cardholding. Therefore, research on future technology and how it will have an impact in the market area will be needed to be made. This way we get knowledge as to how things will change and whether it will be a positive or a negative thing for consumers to make purchasing decisions through their mobile phones.

Compare and Contrast “A Raisin in the Sun.”

Compare/Contrast Paper on â€Å"Raisin in the Sun, â€Å"by Lorraine Hansberry. The play â€Å"A Raisin in the Sun,† was a radically new representation of black life, resolutely authentic, fiercely unsentimental, and unflinching in its vision of what happens to people whose dreams are constantly deferred. I compared Act One, Scene 2, in the play and the film. The setting in the play is on a Saturday morning, and house cleaning is in process at the Youngers. In the film, the setting is the same as play, with lighting and costumes. The plot in the play is when Mrs. Younger gets the insurance check of $10,000. In the film, the plot is the same, but includes music not mentioned in the play. The dialogue in the film has some deletions from the original text, with new dialogue added throughout the scene. Some film techniques used are: the film cuts back and forth to different characters, the room is well lit with the sunshine coming in through the window, and music is added throughout some parts of this scene. Perhaps the biggest difference between the play and the film in this scene involves dialogue. Much of the dialogue is deleted; however, new dialogue is added through some parts of this scene. Also, in the play, the mailman comes up to their apartment and rings the doorbell unlike the film, Travis runs up to him outside the building and gets the mail from him right away and runs back to give it to Mrs. Younger (his grandma). Racism was rampant during the 1950’s and this often hindered African American dreams. What is the American dream? In the play, A Raisin in the Sun, by Lorraine Hansberry, Walter is depicted as being a very ambitious and determined man. He often had dreams of making a better life for his family and himself. One way of making a reaching his dream was to open a liquor store. â€Å"I got a dream†¦. I got to take hold of this here world; I’m going to open a liquor store. † (p. 701). This is all Walter dreams about. A way for him to achieve this dream is to utilize the $10,000 insurance money from his father’s death. Walter’s dream conflicts with his mother’s, Lena’s (mama’s), dream. Lena, known as mama, is a strong, caring, and very religious woman. She works very hard to try and help her family have the best. She dreams of owning a house for the family â€Å"You should know the dream I have of owning a house and fixing it up and making me a little garden† (p. 707). This brings about conflict with the other family members, particularly Walter who is already set on opening his own liquor store.

Advantage of technical-vocational courses Essay

THE RESEARCHERS WISH TO EXPRESS THEIR PROFOUND gratitude to the persons who by their contributions have helped them to make this research with the guidance of their inspiring teacher, Mrs. Guiselle De Gusman Avila who widened their knowledge about Technical-Vocational courses, to their friends, Francis Abainza, Christian Palma who gave them more information and the other persons that give their ending support, and especially to their beloved parents Mrs. Clarita B. Bulawan and Carlos B. Bulawan, Mrs. Ma. Teresa c. Federizon and Mr. Jaime B. Federizon Sr. For their support morally, spiritually, emotionally and  physically. INTRODUCTION Severalstudentsinourpresentgeneration Desire to have their own respective courses. There are two main courses program, Technological – Vocational courses and professional courses. But the researchers’ situation, Technological-Vocational courses is more advantages than Professional courses. ThisstudyaimstodiscusshowTechnological Vocational courses are more advantage than other courses offered, especially to the graduating students and job seeking people. The scope ofthisresearchis allabout the advantages of Technological – Vocational courses, its characteristics , its branches of courses, how to  enroll and also the importance. In gathering the data needed for this study, the researchers made an interview with some person/students who are studying in Technological–Vocational schools. The researchers also conducted survey in schools, surfed the internet and got Information in public libraries and resources. I. What Technological – Vocational courses is Vocational education (also known asvocational education and training or VET) is an education that prepares people for specific trades, crafts and careers at various levels from a trade, a craft, technician, or a professional position in engineering, accountancy, nursing,  medicine, and other healing arts, architecture, pharmacy, law etc. Craft vocations are usually based on manual or practical activities, traditionally non-academic, related to a specific trade, occupation, or vocation. It is sometimes referred to as technical education as the trainee directly develops expertise in a particular group of techniques. Technical Education, instruction in a skill or procedure, usually of a mechanical type, and at a level between that of the professional scientist or engineer and that of a skilled craftsperson. Technicians support scientists and engineers by designing, developing,  producing, and maintaining machines and materials. The work of a technician is more limited in scope than that of a scientist or engineer and is commonly considered practical rather than theoretical in its orientation. A. What Are Its Characteristic Vocational education may be classified as teaching procedural knowledge. This can be contrasted with declarative knowledge, as used in education in a usually broader scientific field, which might concentrate on theory and abstract conceptual knowledge, characteristic of tertiary education. Vocational education can be at the secondary, post-secondary level, further education level  and can interact with the apprenticeship system. Increasingly, vocational education can be recognized in terms of recognition of prior learning and partial academic credit towards tertiary education. Inindustry,jobsfortechniciansrangefrom those that are narrow in scope and require relatively limited technical understanding, such as the routine inspection of parts, to those that require a considerable level of mathematical, scientific, and applied technological ability, such as engineering aide, instrumentation technician, draftsperson and tool designer. The growing field of computer technology is providing many  new employment opportunities for technicians. B. What Are Its Importance THE IMPORTANCE OF VOCATIONAL EDUCATION THAT IS imparted by specialized educational and training institutions, whose mission it is to prepare individuals for the demands ahead and prepare them to become independent experts and deliver their knowledge that they have acquired through various training programs. We find situations where many people may have the experience but not the qualification or the qualification but no experience so this then becomes a catch 22 situation and certain specialized fields lack the right candidate to fit the correct job role. It is very important to recognize that in today’s economy vocational jobs are becoming more and more important. This is why vocational education programs are essential to individuals looking to secure good career prospects in particular industries. C. How to Enroll in Technical-Vocational courses 1. Requirements Attendingtech-vocationalopensup opportunities for new experiences, learning and careers. Applying and acceptance to a tech-vocational school starts the process. Some vocational schools require only a few items to apply, while others stipulate many different types of enrollment forms and submissions. A successful  application requires that you fulfill the tech-vocational requirements. To enroll in a tech-vocational course you may contact the tech-vocations school for additional requirements. 2. Processes In vocational-technical education, production training alternates with theoretical instruction. The most effective combination of theoretical instruction and practical training is established for each field of specialization. In secondary vocational-technical schools, about 40 percent of class time is devoted to general subjects, 20 percent to special subjects, and 40 percent to production training. In technical schools and standard  vocational-technical schools for secondary school graduates, the proportions are 10, 20, and 70 percent, respectively. II. Factors That Encourages Students to Enroll In Technical – Vocational School A. Popularity Vocational-technical education became an independent stage of vocational education in the developed European capitalist countries during the second half of the 19th century. In the United States, this took place after World War 1(1914–18), when there was a sharp drop in the influx of skilled workers from Europe. B. Willingness The vocational-technical educational institutions exploited the labor of adolescents and often  employed insufficiently skilled workers as masters. In many cases there was no program of instruction, educational supplies were limited, and the students were given no theoretical knowledge. However, students have their own opportunity to select their own willing courses. C. Advantages Vocational courses and vocational training might equip you with the skills necessary to enter a particular profession, but their value is still far less compared to an honors bachelor degree or other types of academic degrees. It is usually backbenchers and dumbos – students with lesser merit and limited diligence who take  up vocational courses, normally after failing to find a seat in any university. Before taking up any vocational course, it is advisable to properly and thoroughly research the field and find out which particular skills and qualities your potential employer is searching for. Only then should you enroll in a vocational course in a reputed college. III. What are The Advantages of Technical – Vocational Courses A. Fast Employment Vocational courses are skill focused and impart practical knowledge to pupils that make them employable. The inclusion of practical on the job experience and work related projects provides valuable training and  real life experience which come in handy for securing jobs. In short, vocational courses are employment friendly. B. Enjoy To Work Technical-Vocational courses are reliable to work within even if you are willing and interested too much to your course. C. To Improve Skills Even though when you are working, one such thing is improving, not only your mind but also your skills. It is known as upgrading your natural talent. D. To Get High Salary Studentswho attendvocational schoolsaccredited by the Department of Education are eligible to receive financial aid from the U. S. government. Some students are  even eligible to receive grant money that does not need to be repaid. Vocationalschools arebeneficialbecause they often charger lower tuition than colleges and universities. High-school students who attend vocational classes through their high schools often enroll in the vocational program free of charge. E. They Can Go Abroad Some agencies offered jobs from abroad. So that worker can go work to other countries. F. They can Get Experiences Graduates of a vocational school program are equipped to enter the job market armed with marketable career skills. These skills can lead to higher-paying jobs and greater job satisfaction. AccordingtotheU. S. DepartmentofEducation, training at a vocational school can lead to a degree, diploma or a certificate in an industry-specific program, such as automotive technology or cosmetology. Potential vocational school candidates should make sure that the school of their choice offers the appropriate licensure needed for an entry-level position in their desired field. CONCLUSION Theresearchersconcludethata Technical-Vocational course is more advantages than professional courses. The impact of technology on occupations, the tendency of employers to set higher educational requirements and the need for employees with  specialized training have made vocational preparation imperative. Part-time programs are essential in order to provide occupational mobility among workers and to overcome the effects of job obsolescence. Bibliography Brown, P. and Hesketh, A. (2004) The Mismanagement of Talent: Employability and Jobs in the Knowledge Economy. Oxford, Oxford University Press. Brickman, William W. â€Å"Vocational Education. † Microsoft ® Encarta ® 2009 [DVD]. Redmond, WA: Microsoft Corporation, 2008. Brickman, William W. â€Å"Technical Education. † Microsoft ® Encarta ® 2009 [DVD]. Redmond, WA: Microsoft Corporation, 2008. Brodhead, C. W. â€Å"Image 2000: A Vision for Vocational Education. â€Å" VOCATIONAL EDUCATION JOURNAL 66, no. 1 (January 1991):22-25. O’Connor, P. J. and Trussell, S. T. â€Å"The Marketing of Vocational Education. â€Å" VOCATIONAL EDUCATION JOURNAL 62, no. 8 (November-December 1987):31-32. Silberman, H. F. â€Å"Improving The Status of High School Vocational Education. â€Å"EDUCATIONAL HORIZONS 65, no. 1 (Fall 1986): 5-9. Reeves, Diane Lindsey â€Å"CAREER ACADEMY TOOLKIT†. Raleigh, North Carolina: Bright Futures Press, 2006. MLA Style: â€Å"vocational education. † Encyclop? dia Britannica. Encyclop? dia Britannica Ultimate Reference Suite. Chicago: Encyclop? dia Britannica, 2012.

The Vietnamese Youth Development Center - 1429 Words

Never have I been so wrong in judging the Vietnamese American community. In my mind, the â€Å"model-minority† myth has always been in place and completely stable. I never knew that a majority of Vietnamese American youth experienced gang-related violence, extreme poverty, numerous stereotypes, and even depression. I never knew how common all of these problems were within their community. In addition, their problems existed even within their own families through generational conflicts and cultural differences. These problems are real, and occur within real families, real communities. These problems are overlooked by almost everyone, and it saddened me that barely anyone bothered to address these problems. It was then, that I realized that I was part of the problem. I needed to be aware of what is going on around me, and what I have to do to help. I must analyze and address the problem. The Vietnamese Youth Development Center is an organization that provides assistance for refu gees and immigrants, typically low-income families. These youth are experiencing problems with their mental health, gang violence and racism, poverty, and problems with their familial relationships. The Vietnamese Youth Development Center helps to alleviate some of these struggles, and provides various programs that help with increasing awareness, remediating torn relationships, and educating. One major problem has to do with gang-related violence. The solution to this is quite complex, and will beShow MoreRelatedThe History Of Social Work In Vietnam. Each Country Has1625 Words   |  7 PagesThe History of Social Work in Vietnam Each country has a unique history for the development of social work. 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